Comments on: Financial Planning for College http://www.zinchparents.com/2010/01/financial-planning-for-college/ Reliable, Practical Advice For College Bound Families Mon, 06 Sep 2010 08:34:16 +0000 http://wordpress.org/?v=2.7.1 hourly 1 By: Larissa http://www.zinchparents.com/2010/01/financial-planning-for-college/comment-page-1/#comment-1911 Larissa Tue, 02 Feb 2010 23:32:19 +0000 http://www.zinchparents.com/?p=126#comment-1911 Be Realistic! If you are a middle class family with 2 hard working parents that earn a combined income of between 50-100,000 a year, don't even waste your time applying for scholarships.(Oh, you may be thinking that isa lot of money, but try surviving in CA with a house payment, car payments and medical for elderly sick parents...) My daughter had a 4.0, taken 4 Ap classes throughout high school and applied for over 30 scholarships! She never received one! Also, she got accepted into the UC school system but when we couldn't afford the fees and loans we were told "okay." So it is not true that colleges help you no matter what!!! She is now working and attending community college and hopes to be able to afford to transfer. But who knows??? The applications for scholarships are laborious and a waste of time not to mention false Hope!! Be Realistic!
If you are a middle class family with 2 hard working parents that earn a combined income of between 50-100,000 a year, don’t even waste your time applying for scholarships.(Oh, you may be thinking that isa lot of money, but try surviving in CA with a house payment, car payments and medical for elderly sick parents…) My daughter had a 4.0, taken 4 Ap classes throughout high school and applied for over 30 scholarships! She never received one! Also, she got accepted into the UC school system but when we couldn’t afford the fees and loans we were told “okay.” So it is not true that colleges help you no matter what!!! She is now working and attending community college and hopes to be able to afford to transfer. But who knows???
The applications for scholarships are laborious and a waste of time not to mention false Hope!!

]]> By: Mary Fallon http://www.zinchparents.com/2010/01/financial-planning-for-college/comment-page-1/#comment-1910 Mary Fallon Thu, 28 Jan 2010 00:03:24 +0000 http://www.zinchparents.com/?p=126#comment-1910 StudentAid.com offers the only service that accurately calculates and compares a student's financial aid eligibility and out-of-pocket costs (net prices) of any of 6,500 colleges BEFORE students apply. With it, students and their families have the essential information tailored to their academic and financial circumstances to determine which colleges are the best fit for the student's career goals and the family bank account. Here’s how works. A student chooses as many as 10 colleges and provides their academic information along with some of the same income and asset data needed for the federal student aid application. Then, StudentAid.com’s powerful algorithms of state, federal, and college aid formulas accurately calculate the student’s aid eligibility and net price for each college chosen. Students receive their free, customized College Cost & Planning Report with an easy-to-read, side-by-side aid eligibility and net price comparison that details how much in grants, work-study, and loans a student is eligible to receive. The comparison even shows what monthly loan payments would be for each college considered. Created like a workbook, each College Cost & Planning Report also includes a custom planning timeline, detailed college profiles with often hard-to-find facts like retention and graduation rates, and personalized information about grants and tax breaks a student (or their family) is qualified to receive. To ensure its net price calculations are accurate, StudentAid.com tested them with 25 million test cases and 28,000 real families. Under the Access for All program supported by USA Funds, the College Cost & Planning Report is free to low-income students (household income of less than $40,000). StudentAid.com offers the only service that accurately calculates and compares a student’s financial aid eligibility and out-of-pocket costs (net prices) of any of 6,500 colleges BEFORE students apply. With it, students and their families have the essential information tailored to their academic and financial circumstances to determine which colleges are the best fit for the student’s career goals and the family bank account.

Here’s how works. A student chooses as many as 10 colleges and provides their academic information along with some of the same income and asset data needed for the federal student aid application. Then, StudentAid.com’s powerful algorithms of state, federal, and college aid formulas accurately calculate the student’s aid eligibility and net price for each college chosen.

Students receive their free, customized College Cost & Planning Report with an easy-to-read, side-by-side aid eligibility and net price comparison that details how much in grants, work-study, and loans a student is eligible to receive. The comparison even shows what monthly loan payments would be for each college considered.

Created like a workbook, each College Cost & Planning Report also includes a custom planning timeline, detailed college profiles with often hard-to-find facts like retention and graduation rates, and personalized information about grants and tax breaks a student (or their family) is qualified to receive. To ensure its net price calculations are accurate, StudentAid.com tested them with 25 million test cases and 28,000 real families.

Under the Access for All program supported by USA Funds, the College Cost & Planning Report is free to low-income students (household income of less than $40,000).

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